Financial & Legal Disclaimer

1. Not a Banking or Direct Lending Entity

FinCred Solutions (headquartered in Bhayandar East, Thane, Maharashtra) operates strictly as a loan advisory consultancy, Direct Selling Agent (DSA), and financial intermediary. FinCred Solutions is not a bank, Non-Banking Financial Company (NBFC), microfinance institution, or deposit-taking entity. We do not directly disburse loans, issue credit, or solicit deposits from the public.

2. Indicative Interest Rates & Quotations

All loan interest rates (e.g., "Starting at 8.40% p.a."), processing charges, tenure limits, and eligibility metrics published across our website, promotional materials, or calculators are strictly indicative and subject to market conditions, lender policies, and benchmark rate revisions by the Reserve Bank of India (RBI). Final rates and fees are determined exclusively by the respective lending institution upon comprehensive underwriting of your income, collateral, and credit profile.

3. EMI Calculator Results

The interactive EMI calculator, interest breakdowns, and amortization projections provided on this site are designed for educational and illustrative estimation only. They do not constitute a formal loan offer, sanction letter, or binding quote from any bank or financial institution.

4. Discretion of Lending Partners

The decision to approve, modify, reject, or postpone any loan application rests entirely with our partner banks and NBFCs. FinCred Solutions does not have executive authority over loan approvals, credit underwriting decisions, waiver of documentation, or disbursement timelines.

5. Third-Party Trademarks & Logos

All bank names, logos, registered trademarks, and institution brand marks mentioned or displayed on this website are the property of their respective corporate owners. Their reference does not imply an exclusive endorsement, affiliation, or partnership unless expressly documented under a valid DSA agreement.

6. No Advance Fee Assurance

FinCred Solutions follows fair and transparent consulting practices. We do not request cash deposits into personal accounts for loan guarantees. Official bank processing fees, legal fees, or valuation fees are collected through documented channels directly by the designated lender.

7. Contact Us

If you require further clarification regarding our advisory scope or terms, please feel free to contact us at:
FinCred Solutions
B P Road, Goddev Naka, Bhayandar (East), Thane – 401105, Maharashtra
Phone: +91 8087654336 | Email: contact@fincredsolutions.com