📊 Quick Overview
Interest Rate7.25% – 14.00% p.a.
Loan AmountUp to 100% Ex-Showroom
Tenure1 – 7 Years
Processing Fee0.25% – 1%
Processing Time2–4 Hours
Approval Rate98%
📖 About Car Loan
FinCred Solutions makes car ownership easy and affordable. Get financing for new cars, used cars, and commercial vehicles at the most competitive interest rates with minimal documentation and on-the-spot approvals from our partner banks.
7.25%
Starting Rate
Up to 100%
Ex-Showroom
Up to 7 Years
Max Tenure
✅ Eligibility Criteria
Salaried or self-employed individuals
Age: 21–65 years
Minimum income: ₹15,000/month
CIBIL Score: 650+
Existing EMI obligations within limit
Valid driving license (for end use)
📄 Required Documents
- PAN Card & Aadhaar Card
- Income proof (salary slip/ITR)
- Bank statements (3 months)
- Car quotation from dealer
- Address proof
- Employment proof
- Photographs
🌟 Benefits of Car Loan
- Up to 100% on-road funding
- Competitive interest rates
- Quick approval in 2 hours
- New & pre-owned vehicles
- Flexible tenure options
- Top banks in our network
🔄 Step-by-Step Process
1
Select Your Car
Choose your vehicle from any authorized dealer.
2
Loan Eligibility
We instantly check your eligibility and loan amount.
3
Bank Selection
We select the best bank offer for your profile.
4
Document Submission
Submit minimal documents through our streamlined process.
5
Bank Approval
Get your car loan approved in 2–4 hours.
6
Drive Home
Loan disbursed directly to dealer. Drive home your car!